Sometimes it is too easy to declare bankruptcy believing it can be the best solution to our debt problems, especially, if they appear insurmountable. It is not however an easy option and carries some serious consequences which are often not fully explained. In this Christian Debt Consolidation Guide article we will attempt to provide some really practical information on bankruptcy but please, please never act in this area without taking professional advice.

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Bankruptcy records will be made public and will remain on your record for about 10 years. Your records will also be available to bankruptcy marketing services. These companies will find and place your name on a bankruptcy mailing list. This list will also be sold to other bankruptcy marketing service companies across the country as well to internet marketing firms. Your new no debt status is considered a gold mine to these marketers.

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We all know that Chapter 7 is the most common choice when it comes to filing for bankruptcy. But among the many chapters bankruptcy comprises, Chapter 13 is the second favourite. Now with the new law, many more debtors will find themselves filing this claim.

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Foreclosures are the natural inevitable result of the current complicated, “maddening” monopolistic, unnatural usury monetary system we have currently “trapped” ourselves into. Ever play Monopoly®? Over time someone loses and is out of the game.

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You are drowned in debt, looking out for ways to get rid of those bad debts. Sounds familiar? If it does it’s time to get in touch with a bankruptcy attorney to determine if bankruptcy is the right option for you.

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